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    <loc>https://octagramanalytics.com/articles/what-can-15-million-fires-tell-you-about-fire-risk</loc>
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    <lastmod>2024-08-06</lastmod>
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      <image:title>Articles - What can 1.5 million fires tell you about fire risk? - Make it stand out</image:title>
      <image:caption>Fire truck (Alex Favale on Unsplash)</image:caption>
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  <url>
    <loc>https://octagramanalytics.com/articles/how-to-have-data-driven-insights-when-you-have-no-data</loc>
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    <lastmod>2024-05-22</lastmod>
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      <image:title>Articles - How to have data-driven insights when you have no data (or just want more) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/410f7356-240d-4334-8159-8b644c779abf/10+Things+Startup+MGAs+should+know+about+Pricing.png</image:loc>
      <image:title>Articles - How to have data-driven insights when you have no data (or just want more) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://octagramanalytics.com/articles/10-things-startup-mgas-should-know-about-pricing</loc>
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    <lastmod>2024-04-10</lastmod>
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      <image:title>Articles - 10 Things Startup MGAs should know about pricing - Make it stand out</image:title>
      <image:caption>e-book cover</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://octagramanalytics.com/articles/4-types-of-data-that-we-wish-you-had</loc>
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    <priority>0.5</priority>
    <lastmod>2024-02-08</lastmod>
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      <image:title>Articles - 4 types of data that we wish you had for pricing insights - Make it stand out</image:title>
      <image:caption>You can watch our video on this topic on YouTube</image:caption>
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  </url>
  <url>
    <loc>https://octagramanalytics.com/articles/do-this-to-know-if-your-pricing-model-is-helping-or-hurting-you</loc>
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    <priority>0.5</priority>
    <lastmod>2024-01-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/4ef853f0-8e02-4d6e-9dc3-2c77a2cdd8fe/Drawing+of+Pricing+Assessment.jpg</image:loc>
      <image:title>Articles - Do THIS to know if your pricing model is helping or hurting you - Make it stand out</image:title>
      <image:caption>Figure 1: How good is your pricing model?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/1ad84ca5-ef1d-404a-91fd-89aa49f83cc6/Pricing+Graph+Under+Predicting.png</image:loc>
      <image:title>Articles - Do THIS to know if your pricing model is helping or hurting you - Make it stand out</image:title>
      <image:caption>Figure 2: Example pricing model performance for a fictional auto carrier</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/0a307140-7c02-4267-a80a-eb2c2a32dc12/Step-by-step+guide+on+how+to+measure+pricing+model+performance.png</image:loc>
      <image:title>Articles - Do THIS to know if your pricing model is helping or hurting you - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/3073d1f2-c0ca-4113-b58e-1fadf40ae6bb/Pricing+Graph+Under+Over+Predicting.png</image:loc>
      <image:title>Articles - Do THIS to know if your pricing model is helping or hurting you - Make it stand out</image:title>
      <image:caption>Figure 3: Three different results from measuring your model performance</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://octagramanalytics.com/articles/bias-risk-and-regulation-what-actuaries-should-know</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-08-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/0c30ac7d-ac0a-4a8d-ad96-4cc18e423f21/IMG_9576.jpg</image:loc>
      <image:title>Articles - Bias, Risk and Regulation: What Actuaries Should Know - Make it stand out</image:title>
      <image:caption>Jessica Leong and Cathy O’Neil at the 2023 Casualty Actuarial Society Spring Meeting</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://octagramanalytics.com/articles/news-release-orcaa-and-octagram-analytics-form-strategic-alliance-addressing-unfair-bias-in-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-13</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/b6f61436-eae3-4636-954f-9170a30ea5d6/Cathy+ONeil+and+Jessica+Leong.png</image:loc>
      <image:title>Articles - News Release: ORCAA and Octagram Analytics Form Strategic Alliance Addressing Unfair Bias in Insurance - Make it stand out</image:title>
      <image:caption>Cathy O’Neil and Jessica Leong</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://octagramanalytics.com/articles/press-release-octagram-formed-to-help-commercial-pampc-carriers-compete-with-data-analytics</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-11-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/54a47f89-2bdb-4537-aa80-7a3f3e548610/Jessica+Leong+sitting+at+desk.jpg</image:loc>
      <image:title>Articles - PRESS RELEASE: Octagram Formed to Help Commercial P&amp;amp;C Carriers Compete with Data, Analytics - Make it stand out</image:title>
      <image:caption>Octagram founder, Jessica Leong</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://octagramanalytics.com/articles/3-indicators</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-11-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/6ab8c6d8-3db8-453f-a03b-88807fb86928/1646235342295.jpg</image:loc>
      <image:title>Articles - 3 indicators to ensure data science models achieve impact in commercial insurance - Make it stand out</image:title>
      <image:caption>Jason Goodman from Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://octagramanalytics.com/articles/insuretech-connect-has-12694-followers-on-linkedin-and-the-insurance-data-management-association-has-298</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-11-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/f4c38cf0-ae90-4cdd-b3fa-37677bfe26a8/1642602414931.jpg</image:loc>
      <image:title>Articles - InsureTech Connect has 12,694 followers on LinkedIn, and the Insurance Data Management Association has 298 - Make it stand out</image:title>
      <image:caption>From my LinkedIn poll in February 2022</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://octagramanalytics.com/home2</loc>
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    <lastmod>2023-06-13</lastmod>
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    <lastmod>2024-08-06</lastmod>
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      <image:title>Contact - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://octagramanalytics.com/about</loc>
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    <lastmod>2025-05-13</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/9815cc47-6403-4a1f-8f50-c5217fe610d9/JLeong-100.jpg</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Jessica Leong</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/f1496c70-4bc4-41c9-91fb-97be527cc818/Miriam+Fucek+2025.jpg</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Miriam Fucek</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/cffc421b-af36-402f-ae74-384bec02e9fc/IMG_4287.png</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Kate Jordan</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/7fd6bf79-da5a-4341-ab1a-65997e67d3ba/Ellen+Dalrymple.JPG</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Ellen Dalrymple</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/5f9c6388-f46f-470b-a678-94bcfb200640/JLeong-114.jpg</image:loc>
      <image:title>About</image:title>
      <image:caption>Jessica Leong, Founder and CEO</image:caption>
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  <url>
    <loc>https://octagramanalytics.com/infer</loc>
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    <lastmod>2023-09-27</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/35bcd59a-b120-4c17-ad52-4a35029a6403/iStockGroupPhoto-863497498-20230926.jpg</image:loc>
      <image:title>INFER - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://octagramanalytics.com/priceadvantage1</loc>
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    <priority>0.75</priority>
    <lastmod>2023-07-28</lastmod>
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      <image:title>PriceAdvantage - Make it stand out</image:title>
      <image:caption>PriceAdvantage’s 5 steps in pricing to deliver profitable growth</image:caption>
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      <image:title>PriceAdvantage - Make it stand out</image:title>
      <image:caption>Loss Ratio decision tree</image:caption>
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      <image:title>PriceAdvantage - Make it stand out</image:title>
      <image:caption>Map360</image:caption>
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      <image:title>PriceAdvantage - Make it stand out</image:title>
      <image:caption>InsurTech360</image:caption>
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      <image:title>PriceAdvantage - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/c1607e9c-29df-4360-8474-766acbd07020/New+Pricing+Model+Segmentation.png</image:loc>
      <image:title>PriceAdvantage - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/97194dd2-61ff-47a7-95b6-8dff4c15a2ae/Accuracy+Execution+Impact.png</image:loc>
      <image:title>PriceAdvantage - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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      <image:title>Pricing Profitability Roadmap - Make it stand out</image:title>
      <image:caption>PriceAdvantage’s 5 steps in pricing to deliver profitable growth</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/9bb4e860-7480-4740-a308-140c62c5c655/Loss+Ratio+decision+tree.png</image:loc>
      <image:title>Pricing Profitability Roadmap - Make it stand out</image:title>
      <image:caption>Loss Ratio decision tree</image:caption>
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    <image:image>
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      <image:title>Pricing Profitability Roadmap - Make it stand out</image:title>
      <image:caption>Map360</image:caption>
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    <image:image>
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      <image:title>Pricing Profitability Roadmap - Make it stand out</image:title>
      <image:caption>InsurTech360</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/09154596-df6c-41e6-ac09-e7704f631155/Existing+Pricing+Model+Segmentation.png</image:loc>
      <image:title>Pricing Profitability Roadmap - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/c1607e9c-29df-4360-8474-766acbd07020/New+Pricing+Model+Segmentation.png</image:loc>
      <image:title>Pricing Profitability Roadmap - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61f42f67d8c4ad7dfa843af7/97194dd2-61ff-47a7-95b6-8dff4c15a2ae/Accuracy+Execution+Impact.png</image:loc>
      <image:title>Pricing Profitability Roadmap - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://octagramanalytics.com/webinars</loc>
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  <url>
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  <url>
    <loc>https://octagramanalytics.com/crashrq</loc>
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    <priority>0.75</priority>
    <lastmod>2024-11-27</lastmod>
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      <image:title>CrashRQ - Make it stand out</image:title>
      <image:caption>CrashRQ map of Chicago</image:caption>
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  </url>
  <url>
    <loc>https://octagramanalytics.com/liabilityrq</loc>
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    <lastmod>2023-11-17</lastmod>
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